http://www.pacificarticles.com en-us http://www.pacificarticles.com N/A rchamria@gmail.com Mon, 08 Sep 2008 12:47:16 -0500 20 http://www.pacificarticles.com/articles/7679/1/Charities-can-benefit-from-your-credit-card-spending/Charities-can-benefit-from-your-credit-card-spending.html When asked, most people will happily give a donation to a charity. Some people will give their donation to a street collector armed with a collection tin, while... aregan@pacificarticles.com (Andrew Regan) Tue, 31 Jul 2007 00:00:00 -0500 http://www.pacificarticles.com/articles/7674/1/Why-credit-card-companies-dont-want-you-to-understand-your-monthly-statement/Why-credit-card-companies-dont-want-you-to-understand-your-monthly-statement.html According to research by Nationwide Building Society, over two-thirds of credit card users do not know the order in which... aregan@pacificarticles.com (Andrew Regan) Tue, 31 Jul 2007 00:00:00 -0500 http://www.pacificarticles.com/articles/7628/1/Will-seasonal-credit-card-spending-soon-become-obsolete/Will-seasonal-credit-card-spending-soon-become-obsolete.html With Britain's levels of credit card debt having exploded over the last decade, money experts and... aregan@pacificarticles.com (Andrew Regan) Thu, 26 Jul 2007 00:00:00 -0500 http://www.pacificarticles.com/articles/7621/1/Searching-for-a-longer-balance-transfer-period/Searching-for-a-longer-balance-transfer-period.html If you're a credit card user, it's likely that you'll be looking for ways to reduce your monthly repayments and.... aregan@pacificarticles.com (Andrew Regan) Thu, 26 Jul 2007 00:00:00 -0500 http://www.pacificarticles.com/articles/7604/1/Banks-confirm-plans-for-contactless-credit-cards/Banks-confirm-plans-for-contactless-credit-cards.html The idea of contactless credit cards has been in the pipeline for some time now, but on Tuesday 8 May... aregan@pacificarticles.com (Andrew Regan) Thu, 26 Jul 2007 00:00:00 -0500 http://www.pacificarticles.com/articles/7580/1/Advice-guide-launched-to-help-consumers-with-credit-card-statements/Advice-guide-launched-to-help-consumers-with-credit-card-statements.html APACS, the UK payment's association, has just launched a consumer guide that aims to help consumers understand their credit card statement.... aregan@pacificarticles.com (Andrew Regan) Wed, 25 Jul 2007 00:00:00 -0500 http://www.pacificarticles.com/articles/7569/1/Changes-to-the-way-credit-card-fraud-is-reported-could-reduce-bureaucracy/Changes-to-the-way-credit-card-fraud-is-reported-could-reduce-bureaucracy.html The recent scandal over the credit card details of TK Maxx customers being stolen in epic proportions has once again revived the age-old financial question.... aregan@pacificarticles.com (Andrew Regan) Wed, 25 Jul 2007 00:00:00 -0500 http://www.pacificarticles.com/articles/7563/1/A-good-reward-scheme-can-make-or-break-a-credit-card/A-good-reward-scheme-can-make-or-break-a-credit-card.html As the number of credit card holders in the UK continues to soar, new research reveals that most UK consumers have a credit card that.... aregan@pacificarticles.com (Andrew Regan) Wed, 25 Jul 2007 00:00:00 -0500 http://www.pacificarticles.com/articles/7540/1/Got-credit-card-debt-Try-transferring-your-balance/Got-credit-card-debt-Try-transferring-your-balance.html If you currently hold debts on one or more credit cards and you’re having trouble paying them off, switching to a new card with a low balance transfer rate could save you a lot of.... aregan@pacificarticles.com (Andrew Regan) Tue, 24 Jul 2007 00:00:00 -0500 http://www.pacificarticles.com/articles/7537/1/When-it-comes-to-credit-cards-more-choice-doesnt-have-to-mean-more-confusion/When-it-comes-to-credit-cards-more-choice-doesnt-have-to-mean-more-confusion.html When it comes to choosing a credit card, your options are numerous. But all too often, an abundant set of choices can cause confusion. Should you choose a low introductory rate or.... aregan@pacificarticles.com (Andrew Regan) Tue, 24 Jul 2007 00:00:00 -0500 http://www.pacificarticles.com/articles/7498/1/Research-finds-credit-card-repayments-up-in-2007/Research-finds-credit-card-repayments-up-in-2007.html Credit card spending and record levels of consumer debt have blighted UK consumers for many years, with the importance of credit groups steadily increasing in everyday life. In periods where..... aregan@pacificarticles.com (Andrew Regan) Mon, 23 Jul 2007 00:00:00 -0500 http://www.pacificarticles.com/articles/2814/1/The-Free-Credit-Report-Scam/The-Free-Credit-Report-Scam.html Have you requested your annual free credit report and ended up with credit card charges? Learn why this is happening and the only official site that really is free. gary_gresham@pacificarticles.com (Gary Gresham) Tue, 10 Oct 2006 00:00:00 -0500 http://www.pacificarticles.com/articles/2813/1/Simple-Ways-To-Repair-Bad-Credit/Simple-Ways-To-Repair-Bad-Credit.html These tips will show you how to repair bad credit history and raise fico scores for you. gary_gresham@pacificarticles.com (Gary Gresham) Tue, 10 Oct 2006 00:00:00 -0500 http://www.pacificarticles.com/articles/2812/1/Avoiding-Credit-Card-Secret-Traps/Avoiding-Credit-Card-Secret-Traps.html How to avoid secret traps when you compare credit card company terms, interest rates and fees. gary_gresham@pacificarticles.com (Gary Gresham) Tue, 10 Oct 2006 00:00:00 -0500 http://www.pacificarticles.com/articles/2811/1/Teen-Credit-Card-Basics/Teen-Credit-Card-Basics.html These credit card basics for teens can help you raise money smart kids that grow up to be money smart adults. gary_gresham@pacificarticles.com (Gary Gresham) Tue, 10 Oct 2006 00:00:00 -0500 http://www.pacificarticles.com/articles/2810/1/Fico-Scoring-Basics/Fico-Scoring-Basics.html This gives you a basic understanding of how fico score is determined and how it affects your personal credit score. gary_gresham@pacificarticles.com (Gary Gresham) Tue, 10 Oct 2006 00:00:00 -0500 http://www.pacificarticles.com/articles/2809/1/How-To-Raise-Fico-Scores/How-To-Raise-Fico-Scores.html Here are a few tips that will help improve your creditworthiness and help raise your Fico scores. gary_gresham@pacificarticles.com (Gary Gresham) Tue, 10 Oct 2006 00:00:00 -0500 http://www.pacificarticles.com/articles/2808/1/Good-vs-Bad-Credit-Debt/Good-vs-Bad-Credit-Debt.html Think that all debt is bad? See how in some instances good debt can actually help your financial position. gary_gresham@pacificarticles.com (Gary Gresham) Tue, 10 Oct 2006 00:00:00 -0500 http://www.pacificarticles.com/articles/2807/1/Common-Credit-Score-Myths/Common-Credit-Score-Myths.html These are the most common myths about fico score ratings that can cost you credit score points if you fall for them. gary_gresham@pacificarticles.com (Gary Gresham) Tue, 10 Oct 2006 00:00:00 -0500 http://www.pacificarticles.com/articles/2806/1/5-Ways-To-Prevent-Credit-Card-Late-Fees/5-Ways-To-Prevent-Credit-Card-Late-Fees.html These payment tips and strategies will show you how to prevent late credit card payment fees. gary_gresham@pacificarticles.com (Gary Gresham) Tue, 10 Oct 2006 00:00:00 -0500 http://www.pacificarticles.com/articles/2805/1/A-Summary-of-the-Fair-Credit-Reporting-Act/A-Summary-of-the-Fair-Credit-Reporting-Act.html This easy to understand summary of the Federal Fair Credit Reporting Act will explain how to dispute credit information and repair your own credit report. gary_gresham@pacificarticles.com (Gary Gresham) Tue, 10 Oct 2006 00:00:00 -0500 http://www.pacificarticles.com/articles/2804/1/Five-Debt-Negotiation-Facts/These-five-debt-negotiation-facts-along-with-a-few-debt-reduction-planning-tools-gives-you-the-abili.html Knowing how to negotiate debt settlements along with these debt reduction planning tools will give you the knowledge to finally control your own debt. gary_gresham@pacificarticles.com (Gary Gresham) Tue, 10 Oct 2006 00:00:00 -0500 http://www.pacificarticles.com/articles/2803/1/Understanding-Credit-Report-Score/Understanding-Credit-Report-Score.html Once you understand how important your credit report is you can keep fraud in check and your credit score safer. gary_gresham@pacificarticles.com (Gary Gresham) Tue, 10 Oct 2006 00:00:00 -0500 http://www.pacificarticles.com/articles/2802/1/5-Ways-To-Raise-Credit-Score/5-Ways-To-Raise-Credit-Score.html Discover how you can use these five simple tips to raise your credit score. gary_gresham@pacificarticles.com (Gary Gresham) Tue, 10 Oct 2006 00:00:00 -0500 http://www.pacificarticles.com/articles/2650/1/Credit-Terms---Tips-For-Controlling-Your-Receivables/Credit-Terms---Tips-For-Controlling-Your-Receivables.html Credit terms are an important consideration when starting and operating a business. Maintaining positive cash flow and protecting yourself from bad debt are accomplished by setting and enforcing smart credit terms. joshua_feinberg@pacificarticles.com (Joshua Feinberg) Mon, 09 Oct 2006 00:00:00 -0500 http://www.pacificarticles.com/articles/813/1/Discover-the-Parts-of-a-Credit-Report-and-What-They-Mean/Discover-the-Parts-of-a-Credit-Report-and-What-They-Mean.html So you ordered a copy of your credit report to check for inaccuracies and get the most from your credit score. Now how do you read it? cathytaylor@pacificartiles.com (Cathy Taylor) Thu, 13 Jul 2006 00:00:00 -0500 http://www.pacificarticles.com/articles/811/1/Discover-What-to-do-When-Your-Credit-Worth-is-Damaged/Discover-What-to-do-When-Your-Credit-Worth-is-Damaged.html The good thing about bad credit is that you can fix it. If you start now, over time, your bad credit can turn into good credit, and you could qualify for the loans you want at the rates you want. Find out how. cathytaylor@pacificartiles.com (Cathy Taylor) Thu, 13 Jul 2006 00:00:00 -0500 http://www.pacificarticles.com/articles/805/1/How-to-Evaluate-and-Raise-Your-Credit-Score/How-to-Evaluate-and-Raise-Your-Credit-Score.html Why do some people get offers for pre-approved credit cards and others don’t? What do car dealers know about your financial health that you don’t know? The answer is your credit score. cathytaylor@pacificartiles.com (Cathy Taylor) Thu, 13 Jul 2006 00:00:00 -0500 http://www.pacificarticles.com/articles/787/1/What-Is-the-Fair-Credit-Reporting-Act-and-What-You-Should-Know-About-It/What-Is-the-Fair-Credit-Reporting-Act-and-What-You-Should-Know-About-It.html What you should know about the FCRA... cathytaylor@pacificartiles.com (Cathy Taylor) Wed, 12 Jul 2006 00:00:00 -0500 http://www.pacificarticles.com/articles/786/1/What-Is-a-FICO-Score-and-How-Do-I-Make-It-Work-for-Me/What-Is-a-FICO-Score-and-How-Do-I-Make-It-Work-for-Me.html What is a FICO score mean and how does it affect my credit? cathytaylor@pacificartiles.com (Cathy Taylor) Wed, 12 Jul 2006 00:00:00 -0500 http://www.pacificarticles.com/articles/782/1/Discover-the-Parts-of-a-Credit-Report-and-What-They-Mean/Discover-the-Parts-of-a-Credit-Report-and-What-They-Mean.html What information is included in your credit report and what does it all mean? cathytaylor@pacificartiles.com (Cathy Taylor) Wed, 12 Jul 2006 00:00:00 -0500 http://www.pacificarticles.com/articles/781/1/Discover-What-to-do-When-Your-Credit-Worth-is-Damaged-Due-to-Circumstances-Out-of-Your-Control/Discover-What-to-do-When-Your-Credit-Worth-is-Damaged-Due-to-Circumstances-Out-of-Your-Control.html What is your credit worth and what do you do when it is damaged? cathytaylor@pacificartiles.com (Cathy Taylor) Wed, 12 Jul 2006 00:00:00 -0500 http://www.pacificarticles.com/articles/701/1/How-To-Establish-Great-Credit/How-To-Establish-Great-Credit.html Building a good credit history is important. If you have no reported credit history, it may take time to establish your first credit account. alexfir@pacificarticles.com (Alex Fir) Tue, 11 Jul 2006 00:00:00 -0500